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Mobile phone SD card and film card scheme has been rejected, will not be written into the national payment standards. The standard directly involves the SIM card scheme and the full terminal scheme.
Mobile payment standard in the choice of frequency, it is already obvious that two frequencies coexist. But in the mobile phone terminal and card technology scheme, involved in many types, according to reporters, mobile phone SD card and stick film card scheme has been rejected, will not be written into the national standard.
The SD card scheme is a payment standard dominated by unionpay. The solution of SD card mainly USES the micro-sd card in the mobile phone for payment. The chip implanted in the SD card is equivalent to the U shield of online payment, which can be used for remote payment. The implanted bank card security information can be used for on-site payment with POS terminal through NFC mobile communication designed for unionpay mobile payment. Unionpay is already operating in markets such as chengdu. "However, SD card scheme for mobile phones is a peripheral, thin thick size is difficult to unify, unified is very difficult, so after repeated research with experts, equipment manufacturers, SD card scheme we did not write in the standard. Ministry of Industry and Information Technology deputy inspector dai xiaohui revealed.
However, the security of mobile phone stickers has been one of the widespread problems in the society, and relevant departments have issued a notice banning the use of stickers in communication devices. "So the film card scheme is not directly written into the standard." Dai xiaohui said.
As far as reporters know, mobile payment standards are directly involved in the SIM card program and the full terminal program. SIM-NFC mode refers to the burning of financial information in the SIM card of the mobile phone; Full mobile phone NFC payment mode refers to the mobile phone entering the market in the future, the function of NFC has been preset in it, in the future full mobile phone NFC mode or a development trend.
The industry is also debating which band should be used in the 13.56mhz and 2.45ghz mobile payment standards. However, it can be confirmed that both frequency bands are involved in the process of formulating standards in China. "Although 13.56MHz is more mature than 2.45GHz, 2.45GHz has its own characteristics. In terms of independent innovation and intellectual property rights, it is indeed independently researched and developed in China. Its frequency band is also a communication frequency band, which can be coordinated with other communication technologies. So there are 13.56MHz and 2.45GHz technologies in the device standard." Dai xiaohui said.
"13.56mhz is not the only standard mobile payment technology," said zhang qi, director of the national gold card office. Mobile payment is inseparable from both operators and finance."
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